Engine 01
Repair & Diagnostics
Common iPhone work, selected iPad/Mac work, diagnostics, written estimates, and warranty-aware service.
Role: trust, traffic, and baseline gross profit.
Private investor & lender overview
Apple-first repair, resale, and support — built for Columbus cashflow.
Modern Techworks is a disciplined local technology company: repair creates traffic and trust, curated pre-owned Apple devices expand gross-profit dollars, and setup, accessories, and small-business support increase customer value.
Apple RepairCurated Pre-Owned AppleSetup + AccessoriesSmall-Business Support
Financing at a glance
The current plan, reduced to decision-useful numbers.
Illustrative lender case assumes $75,000 principal at 10.0% over 84 months, no fees, and immediate monthly payments. Actual terms must be underwritten and documented separately.
The thesis
Service creates trust. Device sales convert trust into larger transactions.
Repair generates recurring contact with customers who already have device, data, replacement, setup, and support needs. The advantage is managing repair and resale as one customer lifecycle rather than two disconnected businesses.
Customer value chain
RepairTraffic and urgency
TrustClear communication
Device SaleHigher ticket value
Setup + AttachMargin expansion
SupportRepeat + B2B value
Business model
Six revenue engines, one disciplined launch.
Apple remains the brand center. Select Windows and small-office work is accepted only when it supports the operating model and customer relationship.
Engine 02
Setup & Migration
Data transfer, account setup, device readiness, cleanup, scope boundaries, and backup disclaimers.
Role: high-margin attach and customer confidence.
Engine 03
Pre-Owned Devices
Curated iPhone, MacBook, and limited iPad inventory with disciplined purchasing controls and 45-day aging review.
Role: largest revenue lane and scalable gross-profit pool.
Engine 04
Accessories
Cases, cables, chargers, adapters, protection, and narrow SKU discipline based on sell-through.
Role: attachment margin and ticket expansion.
Engine 05
Business Technology
Workstations, Wi-Fi/printer triage, email/cloud/device help, POS/front-desk support, and backups.
Role: project labor, recurring relationships, and local B2B relevance.
Engine 06
Automation Capability
FAQ, intake, response, and workflow setup where a small business has a concrete operational problem.
Role: optional upside; no Year 1 revenue required for viability.
Market evidence
The evidence supports a disciplined launch test — not demand bravado.
Columbus has a meaningful technology-using household base, and established Apple-related competitors confirm category demand. Modern Techworks must win on out-of-warranty flexibility, trusted pre-owned value, communication, convenience, and relationship.
Competitive wedge
Respect Graphicom and Best Buy as credible authorized options.
Do not claim Apple authorization unless formally obtained.
Own the gap: flexible repair, curated pre-owned Apple, trade-in/resale pathways, setup/migration, and neighborhood support.
Make communication, intake, warranty language, and after-sale support part of the product.
Founder-market fit: repair, retail, intake, diagnostics, POS/ticketing, customer communication, and store operations.
Why Modern Techworks
A founder bringing operating assets, not just an idea.
The source plan reports roughly a decade of relevant repair, retail, intake, diagnostics, POS/ticketing, customer-service, and store-operations experience. Documentation should be supplied during diligence.
Approximately $13,000 of repair equipment, tools, fixtures, and launch assets contributed before outside capital.
Owner-operated launch with hiring delayed until demand and cashflow support it.
Weekly management close: cash, gross profit by lane, inventory aging, rework, reviews, funnel, and obligations.
Long-term operating target is a systemized business capable of staff-run daily operations, not merely a technician job.
Financial model
Base case includes owner compensation before debt service.
Forecasts are management planning assumptions. EBITDA before debt service is shown after operating expenses and owner compensation, then compared to illustrative debt service.
Revenue and EBITDA path
RevenueEBITDA before debt
Planning summary
| Base-case item | Year 1 | Year 2 | Year 3 |
|---|
DSCR is calculated as EBITDA before debt service divided by illustrative annual principal and interest. Taxes, capex, and working-capital changes are excluded.
Year 1 revenue mix
Device sales lead revenue; repair leads trust and margin.
Device sales are expected to be the largest Year 1 revenue lane. Repair remains the largest Year 1 gross-profit contributor because labor margins are higher.
Healthy day target
A mature operating day targets about $1,595 revenue and $760 gross profit.
At 26 operating days, that equates to roughly $41,470 monthly revenue and $19,760 gross profit. The Year 1 case assumes a slower ramp, with Q4 run rate near $36,000/month.
Sources and uses
Every launch dollar has a job — including reserves.
The $75,000 cash request is separated from the founder's approximately $13,000 contribution of tools, equipment, fixtures, and launch assets.
Total cash requirement$75,000
Working-capital protection
$30,000
Protected opening reserve for operating runway, timing gaps, and warranty exposure.
Inventory discipline
$13,000
Opening pre-owned device pool is capped until sell-through, margin, and aging data justify expansion.
Financing structure
Illustrative lender case.
Principal
$75,000
Rate
10.0% illustrative APR
Amortization
84 months
Monthly payment
~$1,245
Annual debt service
~$14,942
Year 1 DSCR
2.52× illustrative
Final instrument, investor rights, repayment/distribution terms, collateral, and governance must be established separately and reviewed by counsel.
Break-even and downside
Base case supports the illustrative debt; downside does not.
At the base blended gross margin, cash break-even including illustrative debt service is about $283,600 annually, or roughly $23,600/month. The business should be managed above mathematical break-even, targeting at least $600 daily gross profit after ramp.
90-day proof plan
Evidence before bigger commitments.
The next underwriting step is not a more optimistic forecast. It is proof: paid jobs, lease proposals, vendor quotes, founder documentation, and a monthly cash model tied to actual financing terms.
Consumer demand
50+ qualified local inquiries and 20+ paid pilot/service jobs with estimate-to-job conversion recorded.
Repair economics
Parts, labor time, warranty/rework reserve, and realized gross profit documented by repair type.
Pre-owned demand
8–12 controlled device sales or documented waitlist evidence, with days-to-sale and realized margin tracked.
B2B demand
25 owner/manager conversations, 5 assessments, and 2 paid projects or letters of intent.
Location economics
Three lease proposals with rent, CAM, utilities, deposits, concessions, and buildout responsibility.
Capital readiness
Personal financial package, founder equipment schedule, vendor quotes, and sources/uses reconciliation.
Operating controls
Capital discipline is part of the product.
Modern Techworks avoids the three classic retail launch traps: excessive rent, speculative inventory, and premature payroll.
Cash Floor
Maintain the greater of $20,000 or 10 weeks of forecast fixed cash costs.
Lease Discipline
Target base rent at or below $1,500/month and total occupancy at or below $2,000/month unless verified demand supports more.
Staffing Trigger
Add intake help only after three consecutive months above $17,000 gross profit and a post-hire forecast that preserves the cash floor.
Inventory Aging
Review aged inventory at 30 days and take action by 45 days.
Owner Compensation
Owner draw is explicit, but reduced or deferred whenever the next 13-week forecast breaches the cash floor.
Payment Options
Flexible-payment providers must be approved, compliant, and included in realized device margins before promotion.
Stage gates
Pre-launch
Complete demand tests, vendor quotes, lease comparisons, licenses, insurance quotes, and financial package.
Days 1–30
Open with controlled inventory; capture every lead, job, channel, and customer communication standard.
Days 31–90
Move toward 20+ weekly service jobs, review engine, attachment offers, and first B2B work.
Months 4–6
Gross profit trends toward $15,000/month; inventory aging controlled; cash floor intact.
Months 7–12
Q4 revenue run rate near $36,000/month, recurring B2B proof, clean monthly closes.
Year 2
Sustain DSCR above 1.50× and cash floor for two quarters before evaluating expansion capital.
Long-term intent
Build a systemized local technology business, not merely a founder job.
The operating playbook should support professional staff, recurring local demand, documented SOPs, KPI-led management, and a future semi-absentee ownership path if the economics earn it.
Diligence packet
Supporting detail available privately.
The public page summarizes the financing story without exposing private price books, vendor costs, acquisition ceilings, or operational playbooks.
- Founder résumé and references
- Founder FFE schedule
- Personal financial package
- Lease proposals
- Vendor and insurance quotes
- Merchant-finance comparison
- Repair policies and warranty language
- Monthly cash forecast
- Pilot results and KPI evidence
- Sources and assumptions register
Finance a measured launch — then let proof govern growth.
$75,000 cash capital sought. Founder equipment is already committed. The financing package protects working capital, caps opening inventory, funds the systems and launch runway, and requires evidence before larger commitments.
This page is for informational discussion with prospective private partners only and is not a public securities offering, solicitation, loan commitment, or guarantee of investment performance. Forecasts are management planning assumptions based on the current plan and are subject to operating, market, legal, tax, leasing, financing, and execution risks. Final financing terms should be documented through appropriate legal and professional review.